Resources

Response Codes

Response codes are the codes that are sent back to your page upon completion of a transaction.

You can use these codes to manipulate how and what your page will display to your customers once the transaction has been processed.


Response Code Response Text Result
00 Transaction Approved Approved
01 Refer to Issuer Declined
02 Refer to Issuer, special Declined
03 No Merchant Declined
04 Pick Up Card Declined
05 Do Not Honour Declined
06 Error Declined
07 Pick Up Card, Special Declined
08 Honour With Identification Approved
09 Request In Progress Declined
10 Approved For Partial Amount Approved
11 Approved, VIP Approved
12 Invalid Transaction Declined
13 Invalid Amount Declined
14 Invalid Card Number Declined
15 No Issuer Declined
16 Approved, Update Track 3 Approved
19 Re-enter Last Transaction Declined
21 No Action Taken Declined
22 Suspected Malfunction Declined
23 Unacceptable Transaction Fee Declined
25 Unable to Locate Record On File Declined
30 Format Error Declined
31 Bank Not Supported By Switch Declined
33 Expired Card, Capture Declined
34 Suspected Fraud, Retain Card Declined
35 Card Acceptor, Contact Acquirer, Retain Card Declined
36 Restricted Card, Retain Card Declined
37 Contact Acquirer Security Department, Retain Card Declined
38 PIN Tries Exceeded, Capture Declined
39 No Credit Account Declined
40 Function Not Supported Declined
41 Lost Card Declined
42 No Universal Account Declined
43 Stolen Card Declined
44 No Investment Account Declined
51 Insufficient Funds Declined
52 No Cheque Account Declined
53 No Savings Account Declined
54 Expired Card Declined
55 Incorrect PIN Declined
56 No Card Record Declined
57 Function Not Permitted to Cardholder Declined
58 Function Not Permitted to Terminal Declined
59 Suspected Fraud Declined
60 Acceptor Contact Acquirer Declined
61 Exceeds Withdrawal Limit Declined
62 Restricted Card Declined
63 Security Violation Declined
64 Original Amount Incorrect Declined
66 Acceptor Contact Acquirer, Security Declined
67 Capture Card Declined
75 PIN Tries Exceeded Declined
82 CVV Validation Error Declined
90 Cutoff In Progress Declined
91 Card Issuer Unavailable Declined
92 Unable To Route Transaction Declined
93 Cannot Complete, Violation Of The Law Declined
94 Duplicate Transaction Declined
96 System Error Declined