Payment Gateway
Outlined
Steps in using eWAY Payment Gateway
Once your eCommerce website is up and running with the eWAY payment service, the
automatic real time payment process is ready whenever your customers make a credit
card purchase.
Customer Purchase and Transaction Process
When a customer is making a purchase from your website, they will provide their
credit card information and confirm their order. eWAY communicates with the banking
network to confirm the validity of the credit card used and the availability of
funds. On a successful transaction, funds are held in your Internet merchant facility
ready for settlement.
Transaction Result
In order to keep you and your customers informed with the result of their transaction,
eWAY returns a comprehensive response once the transaction has been processed. This
response contains information regarding the result of the transaction including
the transaction status (True = successful or False = unsuccessful). This message
is returned to your website, displaying the result to your customer and allowing
you to update your own system/records/database.
eWAY provides you with the option to send an email receipt to both yourself and
your customer advising the results of the transaction. This email can be customised
with an email footer to reflect your own identity and personal messages to assist
in communicating with your customer.
Settlement
Once a transaction is processed all of the relevant details are then stored within
your eWAY reports so that you can view, export, refund and recharge the transaction
if necessary. These reports provide valuable data, allowing you to track sales,
respond to customer enquiries, obtain shipping information, reconcile bank statements
and populate existing accounting processes. These reports provide the essential
link between your website sales and your existing business processes.
Once you receive a successful response for a transaction, your guaranteed that the
funds are actually yours. The funds from each transaction pool in your Internet
merchant facility during the day are then settled overnight to your nominated bank
account for the next working day.
As all banks settle funds at different times, eWAY has provided a comprehensive
settlement report that reflects the bank's times to assist in reconciling your deposited
funds with your website sales.
That’s It!
The eWAY payment service is designed to allow your eCommerce business to run as
smoothly as possible. So be sure to check out the many additional features and benefits
available to you when you use eWAY. We invite you to explore the website to discover
all of the possibilities eWAY provides for your eCommerce venture.